Terms and Conditions

Acceptance of Term

Visitors to Ruth Ruttan & Assoc. (“the Company”) website agree to the terms and conditions set out in this Terms of Use Agreement (“Agreement”). By accessing and using this website, you are indicating your acceptance to be bound by this Agreement. If you do not accept this Agreement, please leave this site immediately.

In addition, when using the services available on this website, you may be subject to specific terms related to that service that will be outlined for you. If you do not agree, you will not be able to access that particular service on this site.

The Company reserves the right to change this Agreement at any time by updating this page. Use of the website after such changes are posted will signify your acceptance of these revised terms and conditions. You should visit this page periodically to review this Agreement.

Data Security

Any information sent or received over the Internet is generally not secure. Thus, if you communicate with the Company using e-mail, the Company cannot guarantee the security or confidentiality of any communication to or from our e-mail servers.

However, the Company strives to protect your information when you use one of our on-line forms by using Secure Socket Layer (SSL) technology. Information entered on a secure page (identified by ‘https://’ in the web address you see at the top of your browser) is encrypted as it travels on the Internet to our secure servers.

Trademarks and Copyright

The names, graphics and logos on this site are the exclusive property of the Company and may not be copied, imitated or used in whole or in part without the prior written consent of the Company.

Users of this website may not:

  • use this website in a way that could damage it or the material displayed on it
  • interfere with website security or the security of linked sites
  • disrupt or interfere with another person’s use of the website
  • use this website or the information on it to send any type of mass e-mail
  • sell material from this website or reproduce it for sale without written permission from the Company

Copyright/Permission to Reproduce

Except as otherwise specifically noted, the materials on this site may be reproduced for personal or educational use, in whole or in part and by any means, without charge or further permission from the Company, provided that:

  • due diligence is exercised in ensuring the accuracy and currency of the materials reproduced
  • the Company is identified as the source
  • the reproduction is not represented as an official version of the materials reproduced; or as having been made in affiliation with, or with the endorsement of, the Company.

Commercial or for-profit redistribution of the materials on this site, in whole or in part, is prohibited except with the written consent of the Company.

No one may reproduce materials on this website as part of a published work (such as a book, journal or website) without prior written consent of the Company. If the Company grants permission, users are also required to notify the Company when the final work is published or posted.

For permission to reproduce the materials on this site for commercial redistribution or republication, please contact the Company Librarian.

Links to Other Websites and Social Media Platforms

Links to other websites and social media platforms are provided as a convenience only. These links do not imply an endorsement or affiliation with the owners of any linked sites or platforms. The Company has no control over the content or reliability of any linked sites provided. These sites are the sole responsibility of their owners and operators.

Links from Other Websites and Social Media Platforms

The Company permits linking to pages on this website, provided links are opened in a new browser window, so the page can be viewed in its intended context. The Company does not permit any linking to its website that misinforms users about the origin and ownership of the Company’s web content.

Unless the Company tells you otherwise, other websites and social media platforms that link to this website are not associated with us or endorsed by us.

Acceptable Uses

You agree to use this website in a lawful manner, consistent with all relevant local, national and international laws and regulations.

Limitation of Liability

Subject to applicable law, in no event shall the Company, or its directors, partners, employees or agents be liable for damages of any kind including, without limitation, any direct, special, indirect, punitive, incidental or consequential damages including, without limitation, any loss or damages in the nature of or relating to lost business, lost savings, lost data and/or lost profits arising from your use of, reliance upon, or inability to use the Company’s website or the content available on the site, regardless of the cause and whether arising in contract, tort (including negligence), or otherwise. The foregoing limitation shall apply even if the Company knew of or ought to have known of the possibility of such damages.

Disclaimer of Warranties

This website and the content available on the site is provided “as is”. While the Company endeavors to provide content that is correct, accurate and timely, no representations or warranties are made regarding this website and/or the content available on the site, including, without limitation, no representation or warranty that (i) the website or content will be accurate, complete, current, timely or suitable for any particular purpose, (ii) that the operation of the website will be uninterrupted or error-free, (iii) that defects or errors in the website or the content will be corrected, (iv) that the website will be free from viruses or harmful components, and (v) that communications to or from the website will be secure and/or not intercepted. You acknowledge and agree that you are using the Company’s website at your own risk.

Governing Law and Jurisdiction

By accessing or using the Company’s website, you agree that all matters relating to your access to, or use of, the website and its content shall be governed by the laws of the Province of Ontario and the laws of Canada, without regard to conflict of laws principles. You agree and hereby submit to the non-exclusive jurisdiction of the courts of the Province of Ontario with respect to all matters relating to your access to and use of this site.


In the event that any portion of this Agreement is deemed to be invalid or unenforceable, such portion shall be deemed severed. The remaining portions of this Agreement shall remain in full force and effect, without being invalidated in any way.


The Company may, in its sole discretion, cancel or terminate your right to use this website, or any part of the site, at any time without notice. In the event that you are notified of such termination, you are no longer authorized to access the website or the part of the website affected by such cancellation or termination. The Company shall not be liable to any party for such termination.

Contact Us

If you have questions about the Company’s mandate, this website, or this Terms of Use Agreement, please refer to the ‘Contact Us’ area for ways to contact the Company.